Finance that aligns with your life — strategy, care and clarity at every stage.
Trusted by families, founders and first-home buyers.
With over 20 years of experience, we bring local expertise and access to a wide network of lenders across Australia. Our approach is all about making the complicated easy, giving you clear information and support so you can make confident financial decisions. Whether it’s buying your first home, refinancing, or expanding your business, we’re here to help you every step of the way.
We also work with business owners to organise finance for growth, assets, and long-term success. There is no direct fee to you for our service. We are remunerated by lenders through commissions, which will be fully disclosed before we proceed, we make the process simple and transparent — so you can focus on your goals while we handle the details.
Find Your Loan Options
At Four Pillars Finance & Mortgages, we know how important it is to have the right guidance you can trust. Our team is here to guide you with personal finance solutions including home loans, car loans and asset finance.
Home Loan
Looking to buy your dream home? We’ll guide you through the options and help you secure the home loan to suit your needs.
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Personal Loan
Need funds for a major purchase or life event? A personal loan can give you flexible options to achieve your goals sooner.
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Asset Finance
From cars to equipment, asset finance makes it easier to fund what you need now while managing repayments over time.
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Debt Consolidation
Managing multiple debts? Consolidating your loans can simplify repayments and help you take control of your finances.
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Home Loan Refinance
Want a better rate or more flexibility? Refinancing your home loan could save you money and free up cash flow.
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Reverse
Mortgage
Unlock the equity in your home to fund your retirement. A reverse mortgage can provide you with more financial freedom.
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Tailored Financial Solutions for Kiwi Migrants
At Four Pillars Finance & Mortgages, we specialise in supporting Kiwis who want to buy their first home, invest, or refinance in Australia. Led by Mamata Shetty, who made the journey from NZ herself, we understand the unique challenges and opportunities Kiwi migrants face. Our mission is simple – to help you feel confident, supported, and financially empowered in your new chapter.
Unlock Finance in 4 Simple Steps
Whether you’re buying property, expanding your business, or seeking personal finance, our expert brokers streamline the process with tailored guidance and end-to-end support — so you can move forward with confidence.
01. Connect →
We start with a conversation to understand your financial goals and assess your situation.
02. Compare and Strategise →
We research and compare lenders to structure the most suitable finance solution for you.
03. Apply & Secure Approval →
We manage the entire application process and liaise with lenders to get your loan approved and funded.
04. Ongoing Support →
Our commitment doesn’t end at settlement — we’re here for future reviews, questions, or new lending needs as your goals evolve.
Unlock Finance in 4 Simple Steps
Whether you’re buying property, expanding your business, or seeking personal finance, our expert brokers streamline the process with tailored guidance and end-to-end support — so you can move forward with confidence.
01. Connect →
We start with a conversation to understand your financial goals and assess your situation.
02. Compare and Strategise →
We research and compare lenders to structure the most suitable finance solution for you.
03. Apply & Secure Approval →
We manage the entire application process and liaise with lenders to get your loan approved and funded.
04. Ongoing Support →
Our commitment doesn’t end at settlement — we’re here for future reviews, questions, or new lending needs as your goals evolve.